SIP (Systematic Investment Plan) lets you invest a fixed amount in mutual funds every month, building wealth through rupee cost averaging and compounding.

Is SIP returns guaranteed?

No. SIP returns depend on market performance. Historical equity SIP returns have averaged 12–15% over long periods, but past performance does not guarantee future results.

What is the minimum SIP amount?

Most mutual funds allow SIPs starting from ₹500 per month.

Can I stop or pause my SIP?

Yes. You can pause, modify, or stop a SIP at any time without penalty in most mutual fund schemes.

Calculator

SIP Calculator

Find out how much your monthly SIP investment will grow over time with the power of compounding.

Monthly Investment

₹

₹500₹1L

Expected Return Rate

% p.a.

1%30%

Time Period

Years

1 yr40 yrs

Invested Amount ₹6,00,000

Est. Returns ₹5,61,695

Total Value ₹11,61,695

48% Returns

How SIP Works

A Systematic Investment Plan (SIP) lets you invest a fixed amount regularly — typically monthly — into mutual funds. Your money compounds over time: returns generate more returns. Even small amounts invested consistently can build significant wealth over 10–20 years.

Formula: M = P × ({[1 + i]^n – 1} / i) × (1 + i)
Where M = maturity, P = monthly amount, i = monthly rate, n = total months