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Zero-Based Budgeting vs 50/30/20 Rule – Which Actually Works in India?

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The Psychology of Small Daily Spending (Why ₹200 Feels Harmless but Isn’t)

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Where Your Salary Disappears Every Month and How to Track It Properly

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What a Good Financial Life Actually Means For Middle Class Families

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Top 7 Side Hustles for Students and Working Professionals in India 2026

Everyone seems to be doing something on the side these days. Your college batchmate is freelancing. Your office colleague is teaching online. Your neighbour’s son is earning from…

Akash Shibu

12 min read Apr 1

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Akash Shibu

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Akash Shibu is a personal finance writer and finance professional with 5 years of experience helping everyday Indians make smarter money decisions. Through The Plotline, Akash breaks down mutual funds, SIPs, stock markets, credit cards, loans, and tax planning into clear, actionable content — without the jargon. His work is grounded in real financial experience and a belief that good money advice should be accessible to everyone, not just the wealthy. Based in India, Akash covers everything from first SIP to long-term wealth building. Rather than offering financial advice, he aims to help readers understand how money systems work, why common mistakes happen, and how better awareness leads to smarter long-term decisions. His writing is grounded in real-life observations, behavioural patterns, and publicly available financial information. All content published on theplotline.in is for educational purposes only and is intended to improve financial literacy and awareness.

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